My philosophy is simple: I work to develop long-term relationships with the individuals, families and small businesses I serve and help them design a comprehensive financial plan to assist in attaining their goals.  I believe that ongoing service is critical to ensuring a satisfied client.  I primarily focus on wealth accumulation, retirement planning, risk management and wealth preservation through proper estate planning and investment.  I take a comprehensive approach to wealth planning to ensure I understand my clients' concerns and objectives and to develop a tailored solution to pursue their long-term goals.  I accomplish this by utilizing a thorough process throughout our relationship.